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OT: Everything Will Soon Be Gone

Fading's picture

I don't know where to start... We knew it was coming, but didn't think it would come this soon. DH is losing his job today. Thanks to a certain recent media hype and false accusation his plant will be closing its doors. He's been putting resumes out for the last 2 months, and still no callbacks. Soon there will be 300+ jobless people running around applying for jobs. We also found out today that Child Support Recovery has yet again taken our state tax refund. I still don't understand why when DH is NOT BEHIND and was already ahead $300.00. Now he is ahead $600.00 and we cannot get them to refund it to him.

Thanks to all this, we cannot afford to pay our property tax or house insurance. The state refund was supposed to go towards those. Our federal refund (if we even get it), won't be in until it's too late.

I've already pawned both TVs, a lawn mower, 2 computers, some rings and necklaces....And now I'm out. I don't know what else to do. I feel like I am standing on the edge of the cliff and there's a strong breeze threatening to knock me over. I thought we'd hit rock bottom when DH's hours were initially cut, but now I realize there is no rock bottom to our hole, just an endless falling feeling. We are sinking fast and I don't know if we will have our house by the end of next month...No money or means to go elsewhere.

I've tried assistance agencies, apparently I still make too much. But only about $200.00 too much. All I can do anymore is bawl. I'm at work as we speak and all I can do is cry. I can hardly function.

I just needed to get that off my chest. DH has kind of secluded himself since he found out on Friday that there will be a company wide meeting today to announce their closing. I'm just so lost and I hate the feelings and thoughts I am having. And I wish I could stop crying....

Comments

thefunmommy's picture

Soo sorry. I know how much it sucks when you have nothing. I was lucky, had friends who would take me in, but this was pre-kid so it was just me. Hugs and prayers Fading. I hope it gets better soon.

forestfairy's picture

Oh my gosh, I feel so bad for you! I wish I was rich and could just give you money! I've been there before with feeling you're just looking up from the bottom of a well and have no hope of things getting better.

I will send you and your family lots of good thoughts Fading, and hope things improve for you guys soon. (((Fading)))

Totalybogus's picture

I'm sorry to hear this. Have you tried calling your mortgage company to work something out? Sometimes if you just call the people you owe, they can defer payment or reduce your payments until you get on your feet again.

Try it. It may be able give you at least a little piece of mind.

Fading's picture

The unfortunate part is that we are buying our house on contract Sad Although the people we are buying from are VERY sweet and the woman has a special 'bond' with my husband because they are both Native American and have ancestory in the same tribe. So we are planning on seeing what we can do on that end.

not2sureimsaneanymore's picture

Fastest advice I can give you--

If your house has a basement, move in--rent out the top ASAP. Depending on your area, you can at least cover your insurance and your property tax.

I wish you luck.

asheeha's picture

i'm very sorry to hear this. i hope he receives some sort of severance package and the state unemployment should kick in immediately.

i agree you should talk to the mortgage company and tax people about figuring out something during this crisis.

RainbowsAndDaisies's picture

Im so sorry that you are going through this. I dont know if you have already thought of this, but have you tried churches? they usually have outreach programs and foodbanks. When a friend of mine lost her job a while back, a church helped her pay her bills for awhile.

buckeye mommy's picture

I sorry to hear this. We've been in a similar situation and the only advice I can give is to have your DH file for unemployment right away, and never stop looking for a job. I took two part-time jobs when my unemployment got interrupted (all those times Congress didn't pass the bill right away? I didn't get paid for about 4-5 weeks until the bill was passed. Happened every time they voted on the federal extensions).

We cut out all the extras we could- no internet, no smartphones, no cable. I planted a garden to grow a lot of our food and we worked on my Dad's farm to get some extra cash and for a hog to be butchered for meat. I realize that each situation is different and most people probably can't do the garden or farm thing. Are you a member of a church? I know most churches in our town have assistance programs for members of the congregation. Good luck, and I hope that you get back on your feet very soon!