BM Petitioned for a CS Review & Other Financial News

Happy Holidays to us... We just received BM's petition for a child support review. Totally in BM fashion to request this right before the holidays to stress us out. And of course, right before SS comes to us for Thanksgiving after 5 months of no visits.

DH and I are scared to see how this is going to go. While DH isn't making a boatload more than he was previously, he is making about $5000 more per year. Because BM requested it though, it does allow us to factor in DD now, which hopefully helps our case. BM was also stupid enough to send DH an email this week stating that she no longer needs childcare, which would be another reduction. Plus, we were able to indicate that BM is working for Door Dash and doing private practice therapy on top of her job at the hospital, so the courts will have that information now too. Thank you SS for that tidbit of useful information. I really hope for once in our lives, our CS actually goes down.

In other news, BM sent DH a medical bill for a visit to SS' pediatrician when he was sick last month. BM's insurance must suck because it was $87 out-of-pocket after insurance. When I take DD to the pediatrician when she is sick (which I have had to do so many times in the past few weeks), it is a $20 copay. BM has made it clear to DH that she does not trust him, so in typical distrusting BM fashion, she blacked out the account number on the bill. This account number doesn't pertain to BM's personal or financial information at all, it is just the account number associated with SS' account at the pediatrician's office. Like c'mon BM, way to be petty. BM has told DH pointblank that she doesn't trust him and she has done petty stuff like this over and over again to reiterate that, yet she trusted him enough to get pregnant. Like what is it with these women? So dumb.

Anyway, please say a prayer or send good vibes for a favorable outcome on our CS review! As much as we would love to believe we will get a reduction, we have learned that child support reviews rarely go in our favor.

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I'm in Florida

but I can share one of the very best days of my life was child support modification day in court against North Korea. North Korea, for reasons unknown to me or anyone else in the world, waited until the eldest SD aged out and then petitioned court for a child support review. He would have just kept paying her $1000 a month plus half of everything out of fear of her but she's greedy and stupid. Our DD had been born at that point. So child support was knocked in half and she disagreed so off we went to court and not only was it knocked it half but they retro'd the credit from when she filed and it took six months to get to court. Younger SD turned 18 in May of year and court was like in March. So basically she didn't get an increase, Her child supported ended right then and there and she had to pay him. The courts said here in Florida, a new baby won't make your child support go down, but it is factored in increases. She argued with the judge and was shut down. I had the biggest smile on my face. And she went to court in sweat pants with some word stamped on the back like JUICY.

So don't lose hope!

Does the billing show that

Does the billing show that insurance has been filed already? That seems like the charge before insurance or copay were paid?

At least the bills from my ped show:

Amount

- copay

- insurance payment

= due

Yes, the bill shows the total

Yes, the bill shows the total amount of the visit which was $250, then what insurance covered/deductibles/copays paid, and then the remaining balance. The remaining balance is $87. That just baffles me that it is that much, but given all of the medical expenses SS has accrued this year and all the bills we have seen, it is obvious by the out-of-pocket expenses that BM's insurance just isn't that good.

How do you know

It hasn't been (pardon the pun) doctored? I say this because StepDaddyBigBucks used pdf editing software to reverse numbers on the Girhippo's W2 (from $52K a year, her actual salary, to $25K a year).

Copays are typically even numbers such as $20, 30, 50.

All the math adds up. The

All the math adds up. The copays are a whole number, then whatever insurance applied, leaving the balance of $87. The statement date and the date it is postmarked for was the same date so I can't imagine BM took the time to photoshop it.

She probably has a high

She probably has a high deductible plan. I do.. and for us it works out fairly well since we normally don't have a lot of issues. in her case.. it is likely attractive because the premium she pays monthly is likely lowest.. and even with his many visits.. since your DH is picking up out of pocket cost... (half or full?).. she doesn't have much incentive to go for a plan with more coverage.. (my company I can choose different plans.. some cover more.. but cost more monthly..my high deduct has an HSA acct.. company funds 1K in it annually plus my contributions are pretax.. and the money rolls over year to year.. so a decent way to manage my costs).

The Gir is all over the map

With CS reviews.

1. She failed to report the OSS emancipation In hopes that she would keep collecting CS until he turned 21.

2. When we caught her red handed she was embarrassed and actually admitted a few years later that SD had emancipated, after the fact, of course.

3. Most recently she tried to get YSS emancipated even though he had not moved out nor had obtained a full time job. The reason for this became apparent when that year would have meant extra $$$$ in stimulus checks. Although she had agreed to not claim him the last year that he could be claimed i.e. tax year of 2021, she went ahead and did it anyway and claimed him as the last FU to us.

We filed a couple of downward modifications especially when she was no longer using child care. In the past she had tried to pump up the CS order by claiming her mother was a day care that charged exorbitant amounts and also successfully sticking Chef with the orthodonture bill...to be exact, TWICE the amount it actually cost.

The magistrate always tried to reduce it the least amount possible.

The remaining out of pocket

The remaining out of pocket was $87. DH owes 42% of that so he cut BM a check for $37 or whatever it calculated out to. No, DH is not responsible for paying the full amount, only his 42% that the CS order calculated. Our CO requires us to do medical reimbursements. BM pays the bill, she submits the bill to the FOC, the FOC sends a notice to DH with his portion to pay directly to BM. We are not allowed to pay the medical providers directly based on our CO and how the FOC collects payment.

We are not taking BM back to court. We will see how the CS review pans out and if it is bad, we will consider appealing it. If it is reduced, I'm sure BM will appeal it and we will end up in court anyway. We are not taking BM back to court for anything related to decision making, legal custody, or visitation. We got our asses handed to us due to a BM favoring judge. Been there, done that, cost us $30k to get absolutely nowhere, dont plan on doing that again.

Her insurance is better than

Her insurance is better than mine! We pay $125 of a $250 bill until we reach our out of pocket maximum (around $8500/person). We couldn't afford a Marketplace plan with only a $20 copay, nor could we begin to afford the premiums for the family plan through DH's work. Health insurance can be a real nightmare.

Good luck with the CS review!

See that is crazy! I am very

See that is crazy! I am very very fortunate to have great insurance through my job. My deductible is $500 and my out-of-pocket maximum is $3500. Office visits have a $20 copay and specialists have a $40 copay. I only pay $50 per paycheck for health insurance premiums for DD and I. I am very blessed to work for the company that I do.

Hopefully this will turn out to be a good thing for you guys!