You are here

How to win this battle

porcelian-doll's picture

My grandmother's boyfriend has this property he is willing to sell to DH and I rent to own. It’s a four bedroom manufactured home. It’s cheaper than what we have now with a lot more space. We could have a room for the baby, a room for SD14 and even a home office for DH its perfect. Our tiny room that we have now barely functions as a room let alone a home office and nursery. My father even agreed to pay our rent and lot rent for the whole first year so that I can get situated being a new mom until I'm ready to go back to work. That also gives DH and me enough time to save up and rent out this place.

The problem is DH. He has his nose so far up in the air he can smell the rain coming. He doesn't want to take handouts. He thinks manufactured homes are unsafe. My grandmother's boyfriend had it inspected and he says it is safe and we could always get insurance. DH is a deadlock no. He refuses to take handouts from my family and look like he can't take care of me. He thinks we are just fine in this cramped space. Marriage is about compromise sometimes you have to think of what’s best for your family and stop worrying about what everyone thinks of you. He hasn't talked to me about it since yesterday he won't even breech the topic.

Comments

overworkedmom's picture

Then tell him to not take a "hand out" and pay for it. It is still cheaper than what you have now and it will allow you to stay at home with the baby. Have you dad in on this and make the "rent" even cheaper than it actually is so that you guys are ok until you go back to work. This seems like such a no-brainer to me.

I get the issue with the manufactured home but you have to swallow pride and do what you can to live within your means.

TickedOff's picture

^^^This^^^ and if your dad really wants to help mabey he could put some money in the baby's college fund. Just a suggestion. Don't stress yourself over this it will all work out.

Willow2010's picture

I agree with your DH about NOT taking hand outs. I would not do it either.

If you want to live there, then maybe you should think about going back to work right after the baby is born so that you and your DH can take care of your own family.

porcelian-doll's picture

I feel the same way lavender but I like that willow can see it from DH's point of view. I just want to compromise.

Willow2010's picture

If someone has the ability & genuine desire to help , WTF is wrong with that ?
+++++++++++++++++++++++++++++++++++
IMHO...just because someone offers to help, does not mean that I will swallow my pride and self respect and take it.

Willow2010's picture

But you saying the OP should go back to work right away to afford a new home instead of staying home for a year with her baby & accepting the help is just lame
+++++++++++++++++++++++++++++++++++++++++++++
Why on earth is that lame?! :jawdrop:

I suggested she work for what she wants. What a novel concept.

I don't know many people that can afford to stay home for a year with a baby just because. But if someone can afford it then more power to them. But her DH does not want to take a hand out and there is nothing wrong with that.

And PS...we are not talking about a person that is starving and homeless. We are talking about someone who does not like where they live.

realitycheckmom's picture

I don't know what kind of family you have but in my family we help each other out. My parents have helped me with loans for things I needed to better myself or for a job and I pay them back. It's that simple for us. If my mom needed money because their money is tied up in investments and I had some extra not invested I lent it to her at no interest. It's just something we have always done in my family. Of course we were all taught to work for what we want but times are tough. If my daughter was in OP's situation I would have her move in and if I could afford to pay the rent and whatever so she could stay home with my grandchild for a year I would do it. But that is just me and my family. We love each other and if one of us succeeds we all do. We don't have that no matter how bad things are we will not help you attitude.

porcelian-doll's picture

I owe you lady. I asked DH how he would feel about this and he said that's a much better idea and its worth a thought. So I think he is leaning towards compromising. wish I could kiss you but not in a katty perry way in a gracious way :).

overworkedmom's picture

YAY!!

PetStr's picture

There's nothing wrong with living in a Manufactured Home. I've had mine for 10 years and its a lot nicer than a lot of the site built homes in my area. I raise 3 skids in it, we have an acre of land on a lake and we do just fine and the mortgage is less than what a 1br apt costs around here. I say do it!

BSgoinon's picture

I do loans on manufactured homes allll of the time. I also do loans on single family dwellings. The only time the manufactured home is ever "unsafe" is if it is old and run down and not taken care of. The same as any other property. They have to pass rigorous inspections, far more so than a stick built home.

I hope this works out for you. Sounds like everyone would be far more comfortable there!

kathc's picture

How about if your father loans you a down payment to just buy it instead of the rent to own thing? Maybe you could get a mortgage on it and buy it right out that way. Chances are your mtg payments will be lower than rent to own.