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Need help talking to father about inheritance

NMmommyof3's picture

I am hoping I can get some advice about how to start a discussion with my father. I had thought about going to therapy for advice but I found this forum instead.

My father and 3 sisters have an uncle who they will receive an inheritance from. His wife passed away years ago and he has no children. So he was very close to his nephew and nieces (a few of his other nieces/nephews will also be included).

My father has never told me, my sister or brother about this. We only heard about it from our father’s twin sister.  My uncle was a good investor and each person will inherit around $350,000. He is in poor health and we do not think he will survive much longer.

My siblings and I (and our aunt) feel that since this is money from his uncle, it is family money and should stay in the family that his uncle was part of. We are concerned since our father has never mentioned this that our step-mother is working behind the scenes.  They have been married 20 years and we have not seen her for many years, although our father does visit us and his grandchildren. College tuition has gotten so expensive and this would help with his grandchildren’s (part of his uncle’s family) tuition when that time comes.

We agree that our step-mother should be taken care if our father dies before her, but she should not benefit from family money from our father’s uncle.   Our aunt agrees with us.   Our mother knew our uncle better, and she has not remarried and has no one to help her.  

We think our father should speak to our uncle about having our mother included in the inheritance  (a small amount would help) but also that he should remember that his wife is not family with his uncle. But we don’t know how to bring it up, since he has never mentioned it any of us.  What should we do?  If we wait too much longer it will be too late.

sunshinex's picture

No. Don't bring it up. Whatever ANYONE gets from an inheritance is a gift - not something asked for or discussed prior. I don't plan on inheriting anything from anyone when they pass, I plan on being incredibly sad that they've gone and that's about it. If I get something, that's nice, but it's not something I would ever bring up or count on. 

SteppedOut's picture

So, if you think that SM isn't "uncle's family", why would your mom be considered family and therefore entitled to some of his money? Because your mom gave birth to you and your siblings?

Also. Once your father recieves an inheritance the money is HIS. Not "the family's money" and he is free to do with it what HE chooses. It is not to be decided by some backroom meetings between people that are not the rightful own of such money.

I'm not trying to be rude, but you seem to be implying that your father and SM are "greedy" when infact you are coming off as such. 

ndc's picture

I would not bring it up.  You are not entitled to any inheritance.  Unless your uncle puts stipulations on the inheritance, it is your fsther's to do with what he pleases.  If you're lucky he'll live a long happy life and enjoy his inheritance. If he leaves something to you, that's a bonus. But you shouldn't count on it and, unless you want to sour your relationship with him, you won't mention it. It really is none of your business, and if your father hasn't mentioned it to you, he likely does not wish to discuss it.

StepUltimate's picture

Why are you strategizing about how to gain part of any inheritance that is given to someone other than yourself?

Also, are you here assuming all step parents are gold-digging, scheming b*tches who can provide a wealth of gold-digging strategies to try out on your relative? 

mro's picture

Based on the reply. Just sayin'.

Love the part about stepmothers "taking the children's inheritances" 

Notup4it's picture

I’m confused why your mom should receive an inheritance? How is she family? His wife is his family and you and your siblings are his family.... I would actually even go so far as to say that she is more his family than you are as he lives with her, she takes care of him while he is sick, etc. 

You also don’t know what she has contributed, and also if she were to pass on first you and your siblings would be getting some of her money. Life insurance policies, money she has inherited along the way etc.

You are concerned with her actions, it sounds more like the concern is with your actions. You don’t sound upset about father passing, and more concerned ankle how his money is divided up. 

Inheritance is a gift, and honestly if he wanted to donate all of it even that is his choice. I am certain he will take care of those who have taken care of him fairly weighted.

Journey0601's picture

With others here, I am sorry, but it really is none of your business or your right to claim this inheritance.  You feel your children and mom are more entitled to  it than your father’s wife of 20 years? I sure feel bad for your stepmom.... I am sure this isn’t the first time the “family” has been scheming about her behind the scenes.  There is probably a reason your dad hasn’t told you about it.

twoviewpoints's picture

So you just thought you'd swing by a stepparent venting site and ask for advice/opinions on cutting out the SM from your father's inheritance and give it to Dad's ex wife instead?

Would you like to know why your father has never mentioned this possible inheritance? Because it is none of your business. Nor is it "family money" . This is your father's uncle's life savings to do with what wants. It is very generous for the uncle to consider leaving a will naming his nieces and nephew, but the gentleman is under no obligation to do so. He is totally free to instead name a favorite charity.

The same will be when the time comes your father draws up his own will. Your father will be under no obligation to leave you or any of your siblings anything. 

If the sister is so worried about your mother and any hardships your mother may have. the sister is free to share any or all parts of whatever her share of any inheritance shall be. 

 

Aniki-Moderator's picture

It is his money to do with as he wishes. NO ONE is entitled to HIS money. If he decides to leave it to charity, donate it to a nunnery, or spend it on energy drinks and horse races, that is his choice.

It is extraordinarily selfish to expect a family member to leave you money. Consider living within your means instead of waiting for someone to DIE so you can cash in. 

MorganJones's picture

The vultures are circulating and the body isn't even cold yet, but you certainly are! How grotesque! I wouldn't be surprised if your step mom gets everything from your father since she has been his partner for 20 years and probably supports him  lot more than his selfish and self-absorbed daughter. He must ask himself where he failed as a parent frequently. I'm glad he has his wife to love him, otherwise he would be spending his later years alone...unless of course you needed something. How sad!

MidwestMrs's picture

What should you do??

Wow. How can you be so coldhearted?? Seek therapy to find out why you care more about the allmighty buck than someone dying. This makes me feel sick.

Livingoutloud's picture

You are going to ask dying people to will you and your mom some money? You can’t be serious. 

beebeel's picture

Um...gross. This is the most disgusting thing I've read in months. You should definitely contact that therapist...

tog redux's picture

I'm with the others - Mom deserves some money because she "knew Uncle better", but Dad's wife of 20 years deserves a pittance?  Sorry - you have no control over what your father does with his share of the inheritance.  Here's to hoping he leaves it all to his current wife of 20 years, who then leaves anything left when she dies to the local animal shelter and cuts you out entirely.

You sound like the type of skid everyone on here complains about.

2Tired4Drama's picture

No legitimate person can be so obtuse to post such a thing on a Stepparent site without KNOWING they will create controversy and outrage.  

I suggest we deep-six these kinds of posts and not bother replying.  Spend your time on legitimate people who really come here for support and advice. 

 

tog redux's picture

It's true.  I thought we could get in trouble for calling people the "T word", so I refrained.

Meezer's picture

The trolling won't stop unless they get no reactions, and it will be a cold day in Hello before a controversial post gets ignored around here. Expect it to not only continue, but to amplify. 

WarMachine13's picture

SM isn't family?!?!?!?! You people got rocks in your hearts?????? Jeez.

Hey then those kids aren't true family either cuz the BLOOD family married outsiders. 

You people are inhuman. I feel damn sorry for that man living among such meanness and greed. Ain't even dead yet and you fighting over his money and how to cut out his wife. I'm gonna pray like crazy he leave it all to his WIFE OF 20 YEARS, cut all you heartless "people" out, and she never speaks to you all ever again. FTS

Notup4it's picture

I can’t help but wonder if stepmom suffered while dad paid out child support and was broke after the divorce....  

I actually make more $ than DH, and hve much more in the way of assets— reading this actually makes me want to cut DH out of my will so to make sure my stepkids never get a cent of my money to give their mom.

Aniki-Moderator's picture

You can be very specific with your will. You just need a good attorney. If I pass before my DH, everything reverts back to my family after he passes. My will specifically states the skids cannot inherit so much as a dust bunny from me.

Had the SDs been decent and not horrific, gaslighting taunts, I would have left them some jewelry. It would take a miracle for me to leave them a nickel.

Notup4it's picture

Same here!!!! I don’t want them to get a dime of mine!!!! I love my DH so much and want him to be comfy.... but at the same time I worry that somehow the assets would be shifted and they would get their grubby paws on it.  How does it revert back?! Does it not just become DH’’s money? I never want a situation where anything can be contested either.

i worked my butt off as a single mom and sacrificed..... bio ho has just taken from the pot and sat on her giant a$$. I don’t want her to have a dime of mine ever or those ungrateful kids for that matter. I don’t care if DH left all his money to them... I don’t want them to have even a cent of mine.  The thought alone makes me ill. 

NMmommyof3's picture

I cannot believe how nasty these comments are! Yes I realized this was a step parent forum but did not see one for the children because there are so many articles about stepmothers taking away the childrens inheritances. I get it now.  But thank you to the people who messaged me with support.

My father has been open about our inheritance that will come from him after he and our SM pass away. So that is why we have wondered why he has never mentioned what he is to inherit from his uncle and what his plans are. 

The state my father and SM live does in fact classify an inheritance as "family money". If my father and SM were to divorce, she would receive none of it. 

I will research the many articles out there on this subject rather than look for help here.

Notup4it's picture

When you are married you are family. I hope your dad was smart and listed her as a beneficiary on all of his assets and that it even bypasses the will and you get nada. Just sayin. 

I’m also a stepdaughter, and I don’t care what my dad does with his money.... I just hope he lives a long and happy life. I personally think you are sick. I make my own money and don’t bank on my parents death as a get rich quick scheme. Why did you not save for your own kids .education?!

SteppedOut's picture

Rofl. So if your dad and sm divorce she will get none; which is correct, unless he decides to leave her some anyway. However, you think your mother, WHO IS DIVORCED FROM YOUR DAD deserves some? HAHAHAHAHA!! Oooook.

mro's picture

The answer is simple. Leave your uncle alone. Look up "undue influence".   It's WRONG and it could also cause the will to be challenged.  Then it could get really complicated.  Does the uncle  have living brothers and sisters? If so, they could be first in line,  not his nieces and nephews.  If he doesn't, any nieces and nephews that were left out or did not get a similar share could also challenge the will. 

Assuming your father does inherit some money from his uncle, he can do with it as he sees fit.

My parents are divorced too and they both remarried. None of my siblings nor I would ever, ever try to influence them in their estate planning. Neither would my or my husband's kids. If they did we probably leave all our money to a cat shelter.

strugglingSM's picture

...that if I continue to hear from MIL and him about how I need to make sure SSs are taken care of (when neither DH nor BM planned for them) or about how SSs should be entitled to DH’s assets when he dies (even though DH had no assets when he met me, so all assets he has were jointly built by the two of us), then I will leave everything to a cat hospital - the irony being that I don’t like cats.

still learning's picture

Your Great Uncle is dying and your father and your aunts are due to inherit but you want your mother to get some of the money so she'll give it to you for your children's tuition? You've also colluded with an aunt who thinks this is a good idea.

Let me guess, you think your SM is a gold digger?  

notsobad's picture

I find it interesting that because your father has never mentioned this expected inheritance to you, you automatically think that your SM is working behind the scenes.

Could it be possible that your father is an intelligent man who understands that this money is not yet his and in fact may never be his? His uncle could decide to leave it all to charity. He could have spent it all. He could have made one bad investment and lost it all. None of you know his finaces, you are all speculating.

My point is that this money isn't your fathers and may never be his, yet you are already spending it like it's yours.

"College tuition has gotten so expensive and this would help with his grandchildren’s (part of his uncle’s family) tuition when that time comes."

Lots of people have already said this but your mother is no longer your fathers family. Your SM is legaly and morally his family. She is also family to his uncle, that's what happens when you get married. You become family.

It makes no difference that your mother knew the uncle better than your SM. IF the uncle wanted your mother to have an inheritance from him, He would write her into his will. Your mother having no one to take care of her is not your fathers problem. That is why they are divorced, they didn't want to be with each other any more, they didn't want to be responsible for each other. 

Since you asked for advice, this is my advice.

Do not speak to your father about this or any inheritance. If he decides to leave you or your children any money, be grateful and thankful. Talking to him about his money and who you think should get it is a good way to get yourself written out of a will!

strugglingSM's picture

My MIL can’t get over the fact that her father had the nerve to take care of her SM (married to him for 25 years), instead of just giving all of his money to her (MIL) upon his death. She doesn’t even know if any money was left over (her father had been in a nursing home for several years), but since said money supposedly was from her father and mother, clearly the SM had no right to it.

She has already told DH - in front of me - that he should make his brother the executor of his will to “ensure SSs get what’s coming to them.” Too bad BM already spent the inheritance DH got from his grandmother. There was no concern then that this “family money” should stay with SSs.

If there was even a whif of money coming to DH, MIL, BM, and SSs would be conspiring to “keep it in the family” and away from me. 

This OP should wonder why they are so concerned about money and less concerned about people. They are already planning for their dad’s death and assuming he will not spend any money on his own - as is his right. 

 

Livingoutloud's picture

I like how current wife isn’t family and shouldn’t inherit from spouses family but ex wife is family and should inherit from her ex family. Also ex wife should inherit because she isn’t remarried. Like dying uncle has to worry that his nephews ex wife didn’t remarry so he has to will her his money. That’s too funny 

elkclan's picture

I have some sympathy. My grandmother left my dad a lot of money and then he and SM blew through it and she divorced him basically after she'd run through his assets just so she could take half his retirement in a lump sum. And they STILL LIVE TOGETHER. I know very well that my grandmother did not intend for me and my brother to have nothing and for SM to take assets for her children. Just as there's no reason for SM's assets to come to me or my brother - they should go to her kids. 

But here's the thing. Once he received that money it was HIS money to do as he wished. It's gone. And that's that. 

I am going to do things differently with my SO - family money (he will be getting some, I won't be or not much) will be passed to his blood children - but not in full - we shall enjoy some of those assets with travel, etc. All the equity I built up with my ex will go to my son (but it will be tied up in the house), but my SO will have use of the house asset until he no longer needs it (as in death). Anything we accrue together can be divided equally. 

TexasPickles's picture

Try minding your own business. It's not "family" money, nor are you entitled to a penny.  it's your dad's money and none of your affair. Your aunt sounds like a real pot stirer.