It all becomes clear..BM's sister called me. She cosigned for BMs house & wants off that mortgage. So now BM wants off DH's ASAP
In my previous blog I explained DH and BM are still on the mortgage together for the house we live in. DH can't qualify to assume the mortgage alone. BM has been fine with this for years, but now is wanting me to take out a mortgage for this house. I refuse to do so because I don't want this house.
BM's sister called me today to ask if I would reconsider because apparently she cosigned for BMs current house and she wants off that mortgage. Ummm....no.
No one consulted me when any of these arrangements were made (original mortgage, divorce, subsequent agreement,BM taking out new mortgage with sister) and I see no reason why I should have to get involved now.
Quite frankly, I don't care what happens in any of it. I told BM's sister that I think BM will have a hard time qualifying without her even if she wasn't already on this mortgage because she's a waitress and it's really hard to prove what you're gonna make in tips. In any event, not my problem!!
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Comments
Good for you for saying no.
Good for you for saying no. Stand your ground!
Standing firm...I feel bad
Standing firm...I feel bad for BM's sister but not enough to take on her problems.
No I won't be taking out a
No I won't be taking out a mortgage. BM has no idea, but I can afford to pay off the loan on this house without needing to take out a mortgage, but I don't want the house.
That is what DH is worried
That is what DH is worried about, but worst case scenario they make him sell the house, which is fine by me. I think that would actually hurt BM as well as DH though, so I doubt that will happen.
You are handling this very
You are handling this very well. Great job!
If BM sues DH...then he could be forced to sell and if the market sucks where you live or if the mortgage is upside down...then the only choice is keep it as is...short sell and if still the market does not bear a short sell...then say hello foreclosure. On both bm and dh record. Then BM can kiss ever getting her sister off her mortgage as they will never give it to her alone with a short sell or foreclosure on her credit.
I predict....BM stays in the mortgage with dh for years to come and sisters share another one together.
Can you say cluster fuck?
Stay away from ever signing anything if you do not want this house.
doing this with my phone...hard to write with a phone.
Their whole marriage was a
Their whole marriage was a cluster fuck, lol.
They tried to sell it at the
They tried to sell it at the time of divorce and couldn't find a buyer. So they agreed that DH would buy BM out of her equity and keep the house instead.
As for why we don't buy one together, there are several reasons:
1.) They have a clause in their divorce decree that they both have to live within a certain distance from each other to facilitate co-parenting. DH's house is already within that radius.
2.) DH feels it's good for SS to have lived in the same house since he was born.
3.) While I don't like living in this house, I also have no desire to buy another house close to BM. Since DH has strong feelings about this house having meaning and stability for SS, I have gone along with him. When I buy another house, it will be far, far away from BM.
Everything you just listed is
Everything you just listed is ALL about DH pervious life. BM needs to suck it up. She help create this bed...now lay in it. Even if its lying in the fetal position with a stuffed animal...deal with it BM!
Exactly!
Exactly!
I wish but since they have to
I wish but since they have to live so close to each other, I doubt it. I don't want to buy another house close to BM.
I know it seems bananas. The
I know it seems bananas. The main thing is that I don't want to buy another house close to BM. DH already had this one and felt it was good for SS to stay in the same house. It is a fact that DH doesn't get his way as often as I do in our relationship, so I was willing to give on this issue.
Although it has been harder than I thought it would be. I really hate this house!
I live with my SO in their
I live with my SO in their martial home. I hate it too... I don't think it will ever grow on me. I wouldn't wanna buy a house close to the bm either, I feel your pain.
Buy a house on your own. I
Buy a house on your own. I bought my house without my 1st husband, he had to sign a document, but it was all mine. I do live in DH's house, but I have remodeled it extensively and nothing looks the same. We wanted to stay until the last kid left and that is two more years and we are gone...We will keep it and rent it out and move into the city. I kept my house and rent it out.
If I were you and you can afford it, buy something and force DH to sell this house. Get something you like and do not put him on it. Clearly he has bad credit.