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decisions......

onebright1's picture

Submitted by onebright1 on Mon, 08/30/2010 - 2:59pm

I cant make a decision about whether to assume the mortgage on my upsidedown house of which I only have about 60 days left to do, or to buy another house for me and my children.
BF has his house, and we have discussed sharing a home, but Wackjob has already convinced the sd's that Daddy is gonna give thier rooms away.... So hes like, "well then she would be right".
I dunno, I just dunno........

Comments

Willow2010's picture

Submitted by Willow2010 on Mon, 08/30/2010 - 3:49pm

So hes like, "well then she would be right".
+++++++++++++++++++++++++++++
AGGRRRRR! Don't you hate when they let BM control YOUR life? Sorry, but this hit a nerve for me.

onebright1's picture

Submitted by onebright1 on Tue, 08/31/2010 - 8:13am

Yes I hate that! And trying to show him thats what she is doing is like banging my head against a wall.......

starfish's picture

Submitted by starfish on Mon, 08/30/2010 - 3:55pm

i would say absolutely NOT to moving in with bf at this time.

if you are in a position to buy a different home at this time and let the other one go, i think that would be the best scenario.. however, guidelines are getting tighter and if you are upside on your current home i can't see you being qualified to get financing on another.

have you tried getting a loan modification with your current lender?

onebright1's picture

Submitted by onebright1 on Tue, 08/31/2010 - 8:23am

My exes name is on the home I am in. I am supposed to get the mortgage assumed in roughly 60 days or so. I got approved for a home loan but the lender of course wont loan the mtg balance because it is more than the appraisal value because shortly before ex left he refied his motorcycle into the loan. I have made the payments for the last 2 years but will have to sign a lease if I want to stay there and not assume the mtg.
Hence if I want to stay in my home and my kids home I have to assume the mtg.
Or buy another house that is worth the asking price,
or rent a house.
After some thought I dont think I will move in with BF cuz he is still to worried about what exWife will do or say or whatever......

momoutofhermind2's picture

Submitted by momoutofhermind2 on Tue, 08/31/2010 - 8:25am

BM's always have a comment about something, don't they? I would tell your DH to tell the SD's that they aren't going to lose their rooms, that now we are all going to learn to share rooms and get along like one big happy F*****n family.

DH should never agree w/BM when BM is being a B****, it goes against all RULES Smile

onebright1's picture

Submitted by onebright1 on Tue, 08/31/2010 - 8:38am

Yea, I cant figure out why he lets her (wackjob) get to him like that, When my ex gets nosy and bossy, I tell him MYOB. or I am vague as hell and he gets it and backs off. AS for my home, I am thinking I should just go ahead and do the assumption. I tried the refi thing but being that the house is only in my exes name I couldnt do that. At leas with the assumption I will know what I am getting. Kinda like buying a used car , to me its better to keep the used car you have cuz you know its problems.......It is all just a bit overwhelming.