the BB will not ruin my great day!
So, she found out about the beach - told my SDs she was going to take them as well, that she has them a pool and a swingset and art supplies and all kinds of stuff and that everyone misses them so bad, etc.
Then she tells her to make sure she tells daddy that she got a new van - FYI - she hated that van - too old for her but now, she has a new live in BF with two kids so she needs one. Problem - van is in her and my husband's name - she is not paying another payment. She owes around 10 thousand on it - peice of junk with no resale value (trashed actually) so here we go - thats going on our credit and we will probably get garnished for it since my DH's name is first.
What to do? Call them, tell them to come get it??? We are screwed aren't we? We can't afford day to day as it is with everything that hs come up - plus, the air breaks today (thank GOD for a home warranty I hope)
Besides civilly in court what can I do? I can give them all her info as I have it. The divorce decree states she has to hold him harmless but we all know that doesn't mean shit. I knew this day would come - but I will stay strong - he will file a lawsuit - he will win it and I will file garnishments to every bank I can find and against her employer for her - but, can't she just file bankruptcy on it and we are still stuck paying for it.....AGH!!!!
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go for it
Call the bank with the holding theloan for the van and send them a copy of the decree. Have DH get a duplicate copy of the title - if he does not have the original all ready it and have him sign off on it and send to to BM. Make sure he sends in the transfer card to the DMV so they have a record of the "sale" if she does not change the title like she is supposed to. I would also inform the credit bureaus and if you conplain and b*tch enough they will listen. Talk to a supervisor, if you don't get your way right away. I had an ex-boyfriend who had a girlfriend co-sign for a vehicle for him. He made 2 payments and it got repoed. The girl's father convinced the loan company to only make her responsible for half and the boyfriend the other half. She sued him for the half she was supposed to pay and won but has not got all of her money back yet - but she will eventually.
I would also have the van towed, if needed, or driven to BM's place when she is not home preferably late at night LOL. But wait til after you have done the paperwork and signed off on the title and mailed off the card to the DMV.
What sucks...
...is that the divorce decree is meaningless to whomever holds the loan. They made the loan to DH AND BM and a later divorce decree does not trump the original contract DH AND BM had with the bank for this car loan. The bank couldn't care less. I would still send them a copy of the decree with an explanation and also make a notation with all three credit bureaus that this is not DH's debt per the divorce decree. Dispute the debt as not being his and that will hold off any action, at least temporarily. In order to get her held accountable for it, you'll have to sue her for contempt of the decree, I think. The same thing happened to my DH with both BM's car and the house and we were screwed out of buying anything new for years. I'm not sure doing all the above in smurfy's post will work, considering the bank has a lien against the title. I don't think you can transfer the title until the lien has been satisfied, can you?
♥ Georgia ♥
"Good men don't just happen. They have to be created by us women." (from ROSEANNE)
No - and she owes way more
No - and she owes way more than its worth since she hasn't taken care of it.
This is what I have come to terms with - she can affect our credit, sure. I cannot control her I can only control how I let it affect me and my attitude. After this is handled - however we handle it - it will be over and the only thing she can screw us with is the kids and we cant control that either.
Karma is a bitch and she will reap what she sows even if I never get the pleasure of witnessing it. She WILL NOT loosen my bond with my husband, the strength and security that my family has - or our love for our children.
So, that being said, I hope the fat bitch is happy - cause with her it won't last in her psycho world - but as for me and my family - she isn't getting another second of the wonderful things that have happened to us - a lovely vacation, a judges order and the six beautiful children that I come home to at night